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INSIDERS (Sponsored Content)
Brought to you by Randall Wilson - Huntington Terrace - ASSISTED LIVING INSIDER -
Its no secret that senior living can be a major expense. Thankfully, two government programs offer a safety net to seniors. Read on for more information on Medicare and Medicaid.
Medicare is a national health insurance program available to all Americans when they turn 65.
Similar to private health insurance, Medicare is great for reducing or eliminating the cost of certain prescription medications, doctor appointments and hospitalizations. After hospitalization, Medicare will usually pay for a skilled nurse or caregiver to visit you at home, but only during a set period of recovery.
Unfortunately, Medicare is intended only for short-term care, and generally does not pay for extended periods of treatment, including long stays at independent, assisted living or memory care senior communities.
Unlike Medicare, Medicaid can and regularly does pay for long-term senior living care, though certain requirements apply. In general, Medicaid recipients must show that they are low income, facing medical expenses that exceed their income or that they have already spent the majority of their savings on health care costs.
At this point, Medicaid benefits can pay for long-term nursing home care, as well as alternatives like in-home care or assisted living.
Prestige Senior Living and Huntington Terrace are committed to making senior living affordable for all. For more help, give one of our Prestige team members a callthey can help you navigate the system and determine your eligibility.
Prestige Senior Living - Huntington Terrace
1410 NE Cleveland Ave, Gresham, Oregon 97030
Brought to you by Rob Cook - Nancy's Floral - FLORIST INSIDER -
When you think of Nancys Floral, its only natural to remember our amazing floral displays. But we dont just sell flowers. Read on for a list of special extras that can make or break your gift.
Balloons. If its a holiday or special occasion, weve got a balloon for it. For the kids, weve got superheroes, Disney characters and even singing balloons.
Greeting cards. A personalized greeting card spells out exactly how you feel. We have styles appropriate for all occasions.
Crystal vases and glassware. A flower display is living art, but that doesnt mean its container cant be beautiful too. Our decorative receptacles come in metal, ceramic and sculpted glass.
Stuffed animals. Our plush animals are just adorable. These toys add a touch of fun to any floral display, for kids and adults alike.
Chocolate-dipped strawberries. Chocolate-dipped strawberries add a savory taste to our fragrant arrangements; strawberries are available in half dozen, dozen and bulk orders.
Sweet Shop truffles. Our best-selling chocolates, our candy case is full; select from over 45 different varieties of Truffles, Famous Brags and Nuts & Chewies, including the signature Fudge Love.
Keepsake items. Little charms, decor pieces and figurines help tell the story of your floral display. We have too many options to list here, but many are themed for special events.
Kay Berry memory stones. Another story-telling device, these stones are engraved with short memorial poems and inspirational words.
Fruit, gourmet baskets. Delicious and, well, sort of nutritious, the fruit baskets at Nancys Floral come with pears, bananas, pineapples and so much more. Add some gourmet goodies like a bottle of local wine, cheese, crackers and cookies to make your gift even more decadent.
620 NE Burnside Rd, Gresham, OR 97030
Brought to you by Randy and Dori DeLaunay - Creative Visions Landscapes - LANDSCAPING INSIDER -
Think youve got the perfect pond? Put your water feature to the test by entering our annual pond contest, running all month long exclusively at Creative Visions Landscapes and Water Garden Center!
Well be accepting entries from June 1 to 10. To enter, visit our website, then click on the Annual Pond Contest tab on the lefthand side. Youll need to upload your photo along with a brief description.
Well publish every photo on our blog, and then invite the public to weigh in from June 15 to 22. A popular vote will decide the winner, so be sure to tell all your friends to cast their ballots.
Winners will be announced June 24 via email, Facebook and our website.
Besides the prestige and bragging rights, the winner will receive a $250 gift certificate to spend at our Water Garden Center. The runner-up will earn a $100 certificate.
Last year saw some stiff competition, with 16 different ponds for voters to choose from. But in the end, voters liked the lush greenery and reposing stone flamingos of Nancy Boyles water feature best. Harold Simmons tiki torch strewn rock grotto received second place.
So whether its a wonderful watering hole, loveable lake or just the most pleasant pool, we want to see it. Submit today!
NOTE: Contest limited to residential pond owners only. You must submit your name, phone number and address to apply. Incomplete submissions will be disqualified.
Creative Visions Landscapes and Water Garden Center
9965 SE Orient Drive, Boring, OR
Brought to you by Ken Mitchell-Phillips - The Law Offices of Ken Mitchell-Phillips - LEGAL INSIDER -
An experienced business attorney is crucial for creating a strong foundation for your business partnership. Without a written partnership agreement, your business will lack a clear outline of what roles, obligations and rewards are due to each partner.
Here are five things you can do to protect yourself when forming a business partnership.
Put everything in writing. When it comes to revenue sharing, intellectual property rights and start-up cost repayment, dont assume a handshake deal will be honored years or even decades later. Use a trusted business attorney to create a legally-binding partnership agreement.
Have a long-term plan. Disagreeing on (or not even discussing) the long-term goals of your business partnership is practically failure by design. Having a comprehensive growth strategy helps you prepare for the futureand anticipate future headaches.
Consider a limited partnership. In a traditional partnership agreement, both partners assume liability (read: responsibility) for the actions of the other. A limited partnership narrows your liability to your own actions.
Make it uneven. Every business needs a boss, including business partnerships. A 60-40 or even 70-30 ownership split ensures that deadlocks will be broken and final decisions made.
Create an exit strategy. In the case of a break up, your partnership agreement should stipulate procedures for buying out a partner, splitting company property and sharing closing expenses.
For more information on drafting partnership agreements, contact The Law Offices of Ken Mitchell-Phillips today!
The Law Offices of Ken Mitchell-Phillips, P.C.
1217 NE Burnside Rd, Suite 801, Gresham, OR 97080
Brought to you by Marie Nicholson - Cherry Park Plaza - RETIREMENT INSIDER -
When its time to move to a retirement community, a checklist from an insider can be helpful. Marie Nicholson has a handful of insider hints that people often overlook.
Ask to tour and try the food. This will be your main restaurant. So, try it more than once. Ask about the chef and cooks, their experience and how long they have worked there. Where did they work before? Ask about dining hours, choices and special diets.
Ask about the communitys emergency plans, security and number of elevators.
Talk with the retirement communitys administrator. She hires, decides community policy and intercedes with the corporate folks about rate increases. Ask her how long employees have worked there, because new employees make it harder for YOU to adjust.
Observe employees interaction with residents. Are they respectful, cheerful and helpful? Are they friendly?
Decipher what is free and what is added on to the base cost as monthly or one-time fees. Ask about the costs for pets, transportation, parking (reserved or free), housekeeping, meal plans, utilities (Wi-Fi, cable, phone), community fees and deposits.
Ask for everything in writing. If its not in writing with a signature, its not a real offer. Ask to read the retirement communitys contract before you leave a deposit. Remember, seeing is believing and better than promises.
Take pictures. After you narrow it down to two, go back and visit each retirement community again.
Cherry Park Plaza
1323 SW Cherry Park Rd, Troutdale, OR 97060
Brought to you by Cindy Passannante - C.P. Trips - TRAVEL INSIDER -
Last month, we took a virtual trip to Disneyland. Today, I want to continue on our journey to the wonderful Walt Disney World, located just outside Orlando, Florida.
Like Disneyland, Disney World is the perfect vacation spot for multi-generational groups. The parks planners have clearly thought about the differing needs of kids, teens, adults and elders, and theyve done a great job catering to everyone.
That being said, there are some key differences between the two sites. The most obvious is size.
Disney World is enormousabout 40 square miles in total. Thats basically the same size as San Francisco!
On the plus side, you could probably spend a month at Disney World and still not experience everything. But for multi-generational families, mobility becomes a much bigger issue. Disney World does a great job of providing free transportation via bus lines, a monorail system and even boats. But simply put, theres going to be more walking, and that can wear out anyone.
Disney World also has a lot more amenities. Walt Disney World has 34 on-site hotels; Disneyland has just three. Its almost always cheaper to stay off site, but that adds transportation time too.
Finally, if youre interested in the newest rides for Star Wars, Avatar and Frozen, many are coming to Florida before they hit the West Coast.
Well, thats all for now. For more information on planning your dream Disney vacation, give me a call!
Damascus, OR 97089
Brought to you by Deb-ee Jones, RN - Bridge City Medical Aesthetics - AESTHETIC MEDICINE INSIDER -
Do you have spider veins? Bridge City Medical offers two great options to remove them.
The first option is called sclerotherapy. It works by injecting a salt-based irritant directly into the blood vessel, scarring the vein and causing the body to reroute blood through healthier avenues. The blocked vein is then reabsorbed into the body.
Sclerotherapy works best on the legs and hands, and is generally the quicker and less expensive option.
But if your problem is spidery veins on your face, you may be a great candidate for surface laser therapy. Much like sclerotherapy, the heat from a laser can cause scar tissue to form inside spider veins. These blocked vessels then shrivel and die.
Some patients report that laser therapy is more uncomfortable than sclerotherapy, but in both cases no anesthetic is necessary. Most patients can resume their normal exercise routines after three or five days.
For more information on treatment options, schedule an appointment at Bridge City Medical Aesthetic!
Bridge City Medical Aesthetics
1410 NE 106th Ave, Portland, OR 97220
Brought to you by Randy Preston - Honke Heating & Air Conditioning - HEATING AND COOLING INSIDER -
Summer is on its way, and the last thing you need is a broken AC unit. Thankfully, doing some simple maintenance now can save you time and money later. Read on for seven steps to keep your AC working.
Change your filters. Sometimes, the easiest step is also the most important. Yet many people still skip this simple upkeep activity. Dirty filters reduce your systems efficiency, costing you more in the long run. A dirty filter can also cause your AC coil to freeze and leak water outside the indoor unit.
Clear area around outdoor condenser. If you stored anything around your outdoor condenser coil over the winter, its time to clear it out. There needs to be at least 18 inches of clearance around the outdoor condenser for correct air flow. If there are any leaves that have accumulated around the outdoor unit, those also need to be cleared out so that they are not sucked up against the outdoor coil, causing a restriction in the air flow.
Check the outdoor coil. Inspect the outdoor coil to see if there has been a collection of debris, such as cotton wood debris. If this is the case, you may need to have someone come out and clean the coil.
Check the air vents. Check to make sure that at least 90 percent of your supply air vents are open and that your return grilles are not blocked. This assures that there is proper air flow going across the indoor evaporator coil.
Check the coolant line. The coolant pipes that connect your evaporator to the outdoor condenser are usually covered in some sort of foam insulation. Youll need to replace it if the insulation is torn or missing.
Thermostat batteries. If your thermostat is electronic and has batteries, this is a good time to change them. This will help in keeping the communication between your thermostat and your cooling system running smooth.
Consider a tune-up. Prepping your AC system can be a little daunting, especially if it's your first time. Our skilled service technicians can give your system a complete checkup to ensure an easy and breezy summer. Stay cool!
Honke Heating & Air Conditioning
840 NE Cleveland Ave, Gresham, OR 97030
Brought to you by Donivon McCord - McCord Construction - CONSTRUCTION INSIDER -
A shed can add utility and value to your property, and McCord Construction can help you with every step of the process. But if youve decided to go it alone, here are five factors to consider before breaking ground.
Determine a design. Before you plan your shed, you need to know its intended purpose. A storage shed likely doesnt need electricity, natural lighting or much in the way of ventilation, but a workshop space may need all these things. Decide now, before you build.
Check your codes. In Gresham, you can generally build a non-habitable one-story detached accessory structure (read: shed) without applying for a permit. But the structures floor space must not exceed 200 square feet, and the buildings height is limited to 10 feet.
Stipulate a size. In my experience, amateur shed builders are far more likely to underestimate the amount of space they will need than overestimate. A good rule of thumb is to increase your initial floor space by 25 percent.
Find a foundation. Poured concrete slabs are probably the most standard flooring option for sheds, but many others use gravel, a joisted floor on footings or pressure-treated lumber.
Be honest. Before beginning any home-improvement project, its important to take a step back and honestly assess the time, money and skills needed to succeed. As a builder, I understand the DIY impulsebut dont be afraid to hire a contractor to help get the job done.
500 NW 20th St STE 202, Gresham, OR 97030
Brought to you by Doug Lepper - Crown Carpets - FLOORING INSIDER -
While Crown Carpets will never guarantee any carpet to be stain proof, the reality is that the science of stain resistance technology has come a very long way in the last several years.
For a long time, the best the carpet manufacturers could do was to apply topical treatments to carpet after it had been manufactured. The best known of these treatments was Scotchgard. The problem with topical treatments is just that they only coat and protect the top of the yarn. If enough liquid is spilled to soak in, it will stain the yarn from the bottom up. Moreover, topical treatments can wear away over time with foot traffic, vacuuming and professional cleanings, making it necessary to re-apply them to maintain any level of protection.
Todays more advanced treatments are built into the fiber before it is made into carpet, resulting in total coverage that virtually eliminates stains from penetrating into the carpet. Additionally, these treatments permanently alter the fiber to produce enduring protection to repel liquids and soil even after repeated cleanings. And on top of that, it has been found that carpet treated with modern stain-resist technology is less likely to trap and hold household odors. So, when it comes to carpet that is more resistant to stains, soil and odors, they dont make em like they used to they make them much better!
21655 SE Stark, Gresham, OR 97030
Brought to you by Dr. Ryan Thomas - Hillcrest Chiropractic Clinic - CHIROPRACTIC INSIDER -
Are you sitting down? You may want to stand up before you read this important news: spending too much time sitting down is now the fourth leading cause of premature deaths worldwide.
Prolonged sedentary time (usually defined as spending eight hours a day or more off ones feet) has been associated with increased risk for cardiovascular disease, cancer and type 2 diabetes, according to a 2015 study published in the Annals of Internal Medicine.
The average U.S. adult now spends 10 hours sitting each dayso much that even an hour of vigorous exercise cant counterbalance the deleterious effects of that much low energy-expending behavior.
Given the prevalence of sitting, its no surprise that eight out of 10 Americans now say they suffer from back pain. Of that population, at least 40 percent blame the long hours they spending sitting.
The truth is that the discs in your back are designed to expand and contract regularly. Physical activity (not just standing upright) allows the back to absorb blood and nutrients. In contrast, prolonged sitting compresses your back, leading to less flexibility over time. Too much sedentary behavior also increases your risk of a herniated disc.
If you think your back pain may be tied to your work and living habits, schedule a professional consultation with Dr. Thomas today. He and his staff will help you develop a healthy lifestyle regimen that eliminates your pain. Call today!
Hillcrest Chiropractic Clinic
329 NE Hood Ave, Gresham, OR 97030
Brought to you by Ken Mitchell-Phillips - The Law Offices of Ken Mitchell-Phillips - LEGAL INSIDER -
A comprehensive business plan is the single most important document you can create before founding a new business.
Whether its a full-scale commercial enterprise or a business run out of your garage, a business plan outlines the goals and strategies of your companyeverything from marketing and financing to revenue projections and competitor analysis.
The best thing about a business plan is that it forces you, the budding entrepreneur, to face facts and answer the hard questions in an always-changing business environment. But a business transactional lawyer can help you answer the questions you didnt even think to ask.
For instance, federal and state law enforces restrictions on advertising content for almost every industry. A business lawyer can help you ensure compliance with existing codes while also preventing your liability from charges of misleading marketing.
A business transactional lawyer can provide legal advice pertaining to your financial situation, ensuring you get the best deal from shareholders, co-partners and lenders.
Depending on whether youre planning on hiring full, part-time or contractor employees, a business transactional lawyer can pinpoint the relevant laws and regulations that will affect employee compensation, retention and benefits.
Business and law are inextricably intertwined. Personally, I have decades of experience drafting business documents, minimizing corporate liability and ensuring compliance, working with Fortune 500 companies and small start-ups. Visit The Law Offices of Ken Mitchell-Phillips for a professional consultation today!
The Law Offices of Ken Mitchell-Phillips, P.C.
1217 NE Burnside Rd, Suite 801, Gresham, OR 97080
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